Home Owner's Insurance?

Home Owner's Insurance?

I'm hurt my foot not even a year ago. May 22, 2012. I was at my neighbor's house when her husband called, She was outside in her pasture fixing a fence. I went to take the cell phone out to her. I forgot to put on my shoes. As I was walking, I was about 5 feet from her and my older brother. And I fell to the ground. A Re-bar about the width of a pinky went through my left foot inbetween the toe by the pinky going 4 inches inside. I had to stay in the hospital for 8 days. Almost losing my foot. I have no feeling in my toe but at the top of my foot, just touching it causes me to feel pain. Is it possible for her Home Owner's Insurance to pay at least half or all my medical bills? I owe over $36,000. This also Happened in Oklahoma, and I moved to Missouri back in November (don't know if that would affect my chances). My mother decided that she didn't want my neighbor to pay for it. And I'm disagreeing.

 

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